# FinKut > FinKut is a web-based equity research workspace for public companies. It reads SEC filings (10-K, 10-Q) and earnings calls with AI, answers research questions with numbered sources, charts 300+ fundamentals, and tracks 13F institutional holdings, congressional trades and company news. Every conclusion links back to the filing passage, reported number or story behind it. Important facts: - FinKut is a research tool for public information. It is not a broker and does not give personalised investment advice. - Coverage focuses on US-listed companies and their SEC filings; 13F data is quarterly and delayed by regulation; congressional trades come from STOCK Act disclosures. - AI analysis cites the documents and data it used; when evidence is thin or data is delayed, the product says so. - A free account is available; paid plans add capacity (more questions, analyses and exports). ## Features - [Filing Intelligence (10-K & 10-Q)](https://finkut.com/features/filing-analysis/): Annual and quarterly reports turned into seven lenses, findings with their evidence, and charts built from the reported numbers — ready to export. - [Earnings Call AI (AI read of every call)](https://finkut.com/features/earnings-calls/): The call in brief, every guided number, how management answered each analyst, the red flags between the lines and which topics grew or faded. - [Research Chat (Source-linked AI)](https://finkut.com/features/research-chat/): Ask across financial statements, filings, earnings calls, news and screener data — pin a company, pick the filings to read, and get answers with numbered sources and charts. - [Chart Builder (Visual analysis)](https://finkut.com/features/chart-builder/): Search 300+ metrics, layer them for up to three companies and see latest value, change and CAGR on every series. - [Peer Comparison (Context from competitors)](https://finkut.com/features/peer-comparison/): Line a company up against its peers metric by metric — ranked, mapped or over time, with the median marked and outliers labelled. - [News Intelligence (Ticker-specific read)](https://finkut.com/features/news-intelligence/): An AI read of a company's latest news — summary, bull case, bear case and watch list — plus sentiment, relevance and impact on every story. - [Institutional Holdings (13F)](https://finkut.com/features/institutional-holdings/): What 8,000+ money managers own each quarter and how they changed it — notable investors, manager portfolios, biggest buys and sells, and a market map. - [Analyst View & Valuation (Consensus & DCF)](https://finkut.com/features/analyst-valuation/): What Wall Street expects and how that is changing — then a DCF you control, with sensitivity and saved scenarios. - [Research Reports (Templates & snapshots)](https://finkut.com/features/research-reports/): A complete company report in one click — from a sector template or your own — to scan, save as a snapshot, export as PDF or share. - [Congressional Trading (STOCK Act disclosures)](https://finkut.com/features/congressional-trading/): Every stock trade disclosed by Senators and Representatives — who is trading, what, how much and how late it was filed. - [Reflex (Early access)](https://finkut.com/features/reflex-mode/): Ask the same questions of many companies at once and get each answer with the exact sentence it came from. - [Stock Screener (Discovery)](https://finkut.com/features/stock-screener/): Filter by exchange, sector and ~300 metrics, build your own ratios, compare in USD, and save the screens that find your ideas. ## Product - [All features](https://finkut.com/features/): 12 research tools in one workspace: 10-K and 10-Q analysis, earnings call AI, source-linked chat, charts, 13F, congressional trades and more. - [Pricing](https://finkut.com/pricing/): Start free, upgrade when your research needs more room. Compare plans, daily limits and what each tool includes. - [Home](https://finkut.com/): Overview of the research workflow, from first idea to ongoing monitoring. ## Comparisons - [All comparisons](https://finkut.com/compare/): How FinKut compares with other research tools, with prices and who leads on each feature. - [FinKut vs Fiscal.ai](https://finkut.com/blog/finkut-vs-fiscal-ai/): Features, data and prices side by side. - [FinKut vs ChatGPT](https://finkut.com/blog/finkut-vs-chatgpt/): Features, data and prices side by side. - [FinKut vs Qualtrim](https://finkut.com/blog/finkut-vs-qualtrim/): Features, data and prices side by side. - [FinKut vs Eulerpool](https://finkut.com/blog/finkut-vs-eulerpool/): Features, data and prices side by side. - [Best free stock research websites](https://finkut.com/blog/best-free-stock-research-websites/) ## Company and policies - [About](https://finkut.com/about/): Who builds FinKut and how sources and data are handled. - [Contact](https://finkut.com/contact/): How to reach the team. - [Financial disclaimer](https://finkut.com/financial-disclaimer/): Research tool, not investment advice. - [Privacy policy](https://finkut.com/privacy/) - [Terms of service](https://finkut.com/terms/) - [Cookie policy](https://finkut.com/cookies/) - [Refund policy](https://finkut.com/refund-policy/): 14-day money-back guarantee on the first payment. ## Optional - [Blog](https://finkut.com/blog/): Guides on SEC filings, fundamental research and research workflows. - [Sitemap](https://finkut.com/sitemap.xml)