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Source-linked AI

Ask the hard question. See the sources.

Research Chat answers from the product's own data — financial statements, SEC filings, earnings call transcripts, news, analyst, insider and congressional data — with numbered citations you can open, and charts when a number needs a picture.

  • Numbered citations to the filing passage, the line item or the story
  • Pick up to 5 of a company's 10-K and 10-Q filings to read first (plan dependent)
  • Line, bar, area, pie and donut charts inside the answer
  • Follow-up suggestions, searchable history, daily limits shown
RESEARCH ASSISTANTAAPL services vs hardware
Did services make up for weaker hardware this year? Use the latest 10-K and 10-Q.
AAPL10-K FY202510-Q Q3 FY2026
Largely, yes. Services revenue grew 14% to $109.2B in fiscal 2025 while iPhone was roughly flat, and services gross margin reached 75.4%, lifting the total to 46.9%. 12 The latest 10-Q shows services still growing faster than products. 3
Services revenue$109.2B+14%
Services margin75.4%+1.5pp
Total gross margin46.9%+0.7pp
1 · 10-K FY2025 · Segment information"…Services net sales increased 14% compared to 2024, to $109.2 billion…"
AAPL ×+ Company▤ Document · 2
Ask a follow-up…↑

01 — Citations

Every claim points somewhere.

Answers carry small numbered citations. Open one and you read the passage from the filing or transcript, the financial line item, or the news story it relies on. Numbers come from reported data and are checked before they reach you.

  • Filing, transcript, financials and news sources
  • Read the cited passage in place
  • Clear notes when data is missing
RESEARCH ASSISTANTMSFT capex vs Azure growth
Is Microsoft's capex showing up in Azure growth yet?
Azure and other cloud services grew 43% in the quarter 1, while capital expenditure reached $41B including finance leases 2. Management said capacity remains constrained into next year 3.
2 · Earnings call · CFO prepared remarks"Capital expenditures including finance leases were $41 billion… we expect to remain capacity constrained…"

02 — Charts in the answer

When a number needs a picture, you get one.

Ask how margins moved over five years and the answer comes with a chart — line, bar, area, pie or donut — plus metric cards and tables, each with its source underneath.

  • Line, bar, area, pie and donut charts
  • Metric cards and tables
  • Follow-up questions without starting over
RESEARCH ASSISTANTCOST margins
Show Costco's gross and operating margin over five years.
Thin but stable: gross margin stayed between 12.1% and 12.8% while operating margin crept up as membership fees grew. 1
Margins · FY2021–FY2025
FY21FY22FY23FY24FY25
Source: income statement · gross and operating margin

03 — Documents

Choose exactly which filings it reads.

Add a company to the conversation and its SEC filings appear as a checklist — 10-K and 10-Q by fiscal period and filing date. Tick the ones you care about and they are searched first for your next questions. The first time, filings are indexed for you; after that, answers come straight from the passages.

  • Company context that sticks for the whole chat
  • Filings listed by period and filing date
  • Up to 5 documents per message (plan dependent)
Research Chat: Choose exactly which filings it reads.

Also inside

The details that save the afternoon.

Company disambiguation

Ambiguous names get a quick choice instead of a wrong answer.

Screener hand-off

Open the companies a question surfaced in the Screener.

Earnings calls

Quote what management actually said.

Search your chats

Rename, find and reopen any conversation.

Daily limits shown

You always know how many messages are left today.

Suggested starts

Not sure what to ask? Start from an example question.

Good to know

Questions about Research Chat.

Can I upload my own files?

Not yet. Today you choose from the company's SEC filings and transcripts that FinKut already holds.

Which model answers my questions?

We route each question to the model and tools that suit it. The choice can change as better models appear; the rule that answers cite their sources does not.

Can it give me a buy or sell recommendation?

No. Research Chat helps you investigate public information. It does not give personalised investment advice.

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